Our Services

We pride ourselves on delivering proactive service and support. With literally hundred of loan products on the market today, it is our job to help you find the right solution to suit your individual needs and servicing ability.

Supporting First Home Buyers

Just starting out and not sure what kind of loan you need? No worries! We are here to help. As a first home buyer, you can obtain finance from a financial institution (a loan) either to purchase or secure against the property, with our assistance. Features of a mortgage such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan and other characteristics can vary considerably. It’s always best to speak with a professional mortgage broker to discuss your options. We can also help you determine your eligibility and apply for the First Home Owner’s Grant

Investment Loans

Investment loans are structured in a specific way to allow you to make the most of your assets and finances. We can work with your financial planner and accountant to ensure your loan is set up to meet your specific needs, and we have access to competitive loan options that can help you maximise your investment returns.

Commercial Loans

Commercial property and business lending policies and interest rates are rarely found on lender’s websites. Unlike residential home loans, the pricing of a commercial loan can be negotiated based on your background in business and the security to be offered. If you need help to refinance or purchase commercial property, just contact us today.

Standard Variable & Fixed Rate Loans

The variable rate loan offers more features and flexibility than the basic fixed rate loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. This gives you the advantage of knowing how much your repayments will be, allowing you to organise your finances without the risk of rising interest rates. However, this advantage is offset by the possibility of not benefiting from a drop in rates.

Honeymoon Loans

A honeymoon loan (or introductory loan) is a loan with lower interest rates or lower repayments for the first six to twelve months. After the ‘honeymoon’ term, the loan becomes a standard variable rate loan and the repayments will change to include the current standard variable interest rate. When taking out a honeymoon loan, it’s important to make sure you can meet the potentially higher repayments for the remainder of the loan. You could also be faced with a fee at the end of the honeymoon period if you want to switch to another type of loan.

Bridging Loans

A bridging loan may be necessary to cover the financial gap when buying one property before your existing one is sold. This finance is secured against the existing property (utilising equity) and the new property being purchased. Usually, bridging loans are short term (normally 6 months) to allow for the sale of the original property and more expensive than other types of loans. There are alternative ways to finance a change from one home to another, so please talk with us to discuss your options.

Asset Finance

Need finance for another large purchase besides your home? You can also ask us to access competitive finance options for private cars and recreational vehicles, commercial vehicles, plant and equipment for your business and other kinds of small business loans for a variety of purposes. These finance options may include personal loans, car loans, a variety of leases, commercial leasing options, chattel mortgages and more.

At Edhas Finance, we focus on our clients and what we can provide for you.

We are well-versed in the intricacies of the mortgage market and have extensive knowledge of various loan products, interest rates, and eligibility criteria. With literally hundreds of loan products in the market today, it is our job to simplify the process by doing the legwork for you and help you find the right solution to suit your individual needs and servicing ability.

It’s important to choose a broker with whom you feel comfortable and who prioritises your best interests and at Edhas Finance, we take our clients’ requirements as our top priority.

We believe in utmost transparency of operations; hence we share our loan process and the updates on your loan journey with you.

We specialise in both Personal and Business/Commercial Mortgage Broking and our team takes pride in its 30+ cumulative years of experience in the lending and client handling services.

Personal

Just starting out and not sure what kind of loan you need? We are here to help! It’s always best to speak with a professional mortgage broker to discuss your options.

Learn More

Business

Investment loans are structured in a specific way to allow you to make the most of your assets and finances. We have access to competitive loan options that can help you maximise your investment returns.

Learn More

Not sure what kind of loan you need?

The major benefit of using a broker to finance other large purchases besides property is obtaining finance that is tailored to fit your current financial circumstances and needs. With depreciating assets, the right finance can also potentially save you money on interest and fees, or potentially help you maximise your tax benefits. AND MORE – Not sure what kind of loan you need for your current financial circumstances? That’s our job. We deliver tailored finance solutions chosen from a panel of leading lenders, and give you peace of mind that your loan is working for you. Contact us today to find out all the ways we can help you.

Our Services

Supporting First Home Buyers

Investment Loans

Commercial Loans

Standard Variable & Fixed Rate Loans

Honeymoon Loans

Bridging Loans

Asset Finance

Personal

Business

Not sure what kind of loan you need?

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