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As the end of financial year approaches, now is the time to take stock of your finances, including your home loan. Whether you own your home or an investment property, this is the ideal time to assess your financial position, review your loan structure, and make sure your current mortgage is still fit for purpose. 

If you’re looking to buy a property, it’s important to remember that your gambling habits could be taken into account when you apply for a home loan.

When it comes to taking out a home loan, all the options can be overwhelming. Should you go with a Big Four bank or a lender that’s less known? Is it best to choose a variable home loan or a fixed-rate loan in today’s lending environment?

Winter has arrived and with property prices heating up, it’s probably a good idea not to put your purchasing plans on ice.

With today’s cost-of-living pressures, winter can be a challenging time financially for households, especially with soaring electricity and gas bills.

If you’re new to buying property, you’ll want to understand your credit report and how it may impact your home loan application. Think of...

If you’ve paid down your home loan somewhat or your property has appreciated in value, you may be able to use your home’s equity to fund an investment property purchase.

Property prices are climbing to record highs, interest rates are on hold but could be dropping again soon, and buyer demand remains strong.

You’re not alone. It’s estimated about 16 per cent of households with a mortgage are in a “mortgage prison”, unable to refinance to a more competitive interest rate because they can’t meet strict serviceability rules.